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Choose-in demanded. Account needs to have Original suitable immediate deposits, need to be in fantastic standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other requirements utilize to take care of eligibility for overdraft defense. Only debit card acquire transactions are qualified for overdraft safety and overdrafts are paid out at our discretion. We reserve the appropriate not to shell out overdrafts. As an example, we may not spend overdrafts When the account just isn't in excellent standing, or will not be obtaining ongoing qualified direct deposits, or has a lot of overdrafts.